Payment Options

10 Data Points on Younger Shoppers That Matter This Holiday Season
November 7, 2017 at 9:51 am

Move over millennials, Gen Z is taking center stage for the holidays. Pundits agree that this new generation, loosely characterized as born between 1993 and 1999, have been raised on technology — but that’s where consensus ends. One day they are “millennials on steroids,” the next they are “very different in fundamental ways from previous…

TaylorMade Golf Drives More Sales With New Payment Option
October 30, 2017 at 12:29 pm

In episode 116 of Total Retail Talks, recorded at last month in Los Angeles, John Gonsalves, vice president, direct-to-consumer and digital, TaylorMade Golf, is interviewed by Total Retail's Executive Editor Joe Keenan about the brand's new online golf club upgrade and financing program, The Turn, which was developed in partnership with payments provider Klarna.

American Express Merchant Fee Case Going to the Supreme Court
October 17, 2017 at 10:28 am

The U.S. Supreme Court accepted a case that could roil the credit card business, agreeing Monday to consider reviving government allegations that American Express Co. thwarts competition by prohibiting merchants from steering customers to cards with lower fees. A federal appeals court had thrown out the lawsuit, saying the U.S. government and 11 states failed to…

Don’t Let Fraudulent Payments Be a Deterrent to E-Commerce Success
October 9, 2017 at 8:46 am

Is payment fraud getting you down? If so, it's easy to see why: 73 percent of companies were targets of payment fraud in 2015. Simply put, it's no longer a question of “if” your business will get targeted, but when and how hard. You can protect your business, prevent chargebacks and avoid the loss of…

The Subscription Economy: Great Rewards, But Not Without its Risks
October 3, 2017 at 10:06 am

In the years since I co-founded eMerchantBroker, many merchants and businesses have moved away from the traditional pay-for-product pricing models and have begun to implement subscription-based pricing. Tien Tzuo, CEO of Zuora, coined the term "the subscription economy" to describe this paradigm shift. While this new model promises great benefits to all stakeholders, it's not…

Amazon’s ‘1-Click’ Patent Expired This Week
September 14, 2017 at 10:07 am

On Monday,’s patent for “1-Click” ordering expired, ending its exclusive hold on one of the most contentious patents on the internet. GeekWire reports Amazon won the patent back in 1997 when the nascent company was still just an online book retailer. The patent allows returning shoppers who have already entered billing and shipping info…

VR/AR Tech: A Brick-and-Mortar Lifeline
August 9, 2017 at 11:19 am

Much has been made of the increasingly prominent role of e-commerce within retail — and rightfully so. A number of big-name retailers have dedicated both time and money attempting to challenge's market dominance. When it comes to keeping their brick-and-mortar locations around despite a flurry of e-commerce growth, retailers need to get creative. Virtual…

The Future is Here: The Queue-Free Checkout Trend
August 2, 2017 at 10:45 am

Hurried shoppers everywhere have complained about the time spent waiting in line to check out. Retailers have tried all sorts of methods and techniques to ease the process, from bulky self-checkout lanes to line-busting to distracting shoppers with impulse purchases. But what if the solution is to just get rid of the queues altogether and…

E-Commerce in Emerging Markets: What’s Needed for Payments and Fraud Prevention
July 20, 2017 at 9:48 am

It's estimated that cross-border online B-to-C sales will more than double in the next five years. With over 90 percent of the global population under 30 years of age living in emerging markets, and e-commerce in these economies growing twice as fast as in most developed markets, U.S. retailers would be remiss if they didn’t…

4 Reasons You Could Be Denied for a Merchant Account
July 11, 2017 at 9:17 am

Many retailers struggle getting approved for merchant accounts to process credit card transactions. It's important to be prepared and knowledgeable about the merchant account industry so that you have a high chance of success. Here are some reasons that you could be denied for a merchant account or dropped by a merchant account processor: 1.…