Mobile Payments

If your launching a startup, free cash flow is almost certainly at a premium. Therefore, the last thing you want to do is spend more than you absolutely have to for transactional fees that don’t meaningfully contribute to growing your business (e.g., credit card processing fees). Thankfully, there are some pretty straightforward methods that your…

An Ikea executive at the Mcommerce Summit: State of Mobile Commerce 2016 revealed that the retailer is testing a mobile program that generates QR codes for the products in customers’ carts to speed up checkout, part of an ongoing focus on in-store technology that makes shoppers’ lives easier. During the session, the executive emphasized how important…

Many merchants and retail workers are watching their lives play in slow motion when they process credit cards. To combat fraudulent transactions, the retail industry is shifting away from the traditional magnetic stripe toward tiny computer chips embedded inside cards. The chip technology, known as E.M.V. (for Europay, MasterCard and Visa), has been around for…

Summer can be rough for retailers. The warm weather beckons us outside, far from any storefront. We don’t quit shopping entirely, however. For retailers with a smart summer strategy, there’s money to be made. If your sales have been less sunny from Mother’s Day through Labor Day, try these tips based on a recent survey…

E-commerce took a couple big leaps forward in innovation and efficiency in 2015. While it’s easy to examine past success and the trends of the previous year, the most important thing retailers can do now is use that knowledge to stay ahead of the curve. Here are three of the most important trends that online retailers…

Apple Pay is finally ready to move beyond apps. Apple has been telling potential partners that its payment service, which lets shoppers complete a purchase on mobile apps with their fingerprint rather than by entering credit card details, is expanding to websites later this year, multiple sources told Re/code. The service will be available to shoppers using…

In 2015, retailers took significant steps forward in their integration of mobile into the shopping journey, and as shoppers spend more time on their mobile devices, strategies will continue to grow in sophistication. Mobile payments and wearables were launched for a variety of platforms, and beacon adoption continues to rise, quickly transforming what consumers can…

With 2016 still in its infancy, I can’t help but wonder what’s in store for the year. As retailers have had time to wind down after the busy holiday shopping season, there's an opportunity to look at what’s to come in the year ahead. The team at Demandware has been busy making a few predictions…

Contactless transactions are fast, simple and highly intuitive. They're a natural fit for the fast-paced lifestyle of today’s consumers. In a seemingly instantaneous manner, the tiny antennae embedded inside credit cards and smartphones communicate with payment terminals to transact purchases. Due to the near ubiquity of mobile devices, however, contactless payments are experiencing a mobile-heavy…

Between the switch to EMV in the United States, the success and failures of mobile payment apps from major corporations, and the debut of Walmart Pay, 2015 was a pivotal year for the payments industry. New innovations and technologies have led to a shift in consumer expectations when choosing payment providers. With the rise of…