Randy Vanderhoof

Randy Vanderhoof

Randy Vanderhoof is Director at U.S. Payments Forum, a non-profit cross-industry body focused on supporting the introduction and implementation of EMV chip and other new and emerging technologies.

How Emerging Data Elements Can Support Mobile Wallet Use Cases

Consumers have never had so many choices in how to pay in-store. Today, in addition to cash, checks and payment cards, among others, in-store transactions can be completed by placing a mobile device, enabled by a mobile wallet app, near a point-of-sale (POS) device that supports contactless payments. In response to this ongoing evolution, the…

Key Retailer Considerations for Mobile and Digital Wallet Implementation, Strategy

Innovations in mobile and digital wallets over recent years have resulted in a proliferation of wallet models and solutions, all intended to improve customer convenience, leverage data, lessen friction or lower the cost of payments. The potential for increased growth of digital commerce is evidenced by the number of brick-and-mortar retailers that have introduced mobile…