Payment Options

Google Launches Shopping Actions to Help Retailers Compete With Amazon
March 20, 2018 at 3:22 pm

Google announced yesterday a new service designed to help retailers take on Amazon โ€” and give Google a cut of their sales in the process. The service, Shopping Actions (formerly known as Google Express), gives consumers an easy way to shop for retailersโ€™ products on the Google Assistant app and search via Google Search withโ€ฆ

Should Retailers Ride the Cryptocurrency Roller Coaster?
March 19, 2018 at 11:05 am

Cryptocurrency may be the future of money, but itโ€™s a tough sell in the retail world right now, and for good reason. The most familiar cryptocurrency unit, bitcoin, has been on a roller-coaster ride for the past few months, rising to a peak value near $20,000 in December 2017 before crashing below $6,000 in earlyโ€ฆ

How The RTA Store Uses POS Lending to Lift Sales and AOV
March 14, 2018 at 5:22 pm

As a leader in the โ€œready to assembleโ€ cabinetry industry, The RTA Store has withstood the test of time by creating strong customer loyalty. The products that The RTA Store sells typically arenโ€™t impulse purchases. Rather, buying cabinetry is often viewed as an expensive and time-consuming part of creating and maintaining a household. Customers, whoโ€ฆ

Digital Assistants Are Eliminating Transactions โ€ฆ And Thatโ€™s a Good Thing
March 14, 2018 at 9:27 am

โ€œAlexa, place an order for AAA batteries.โ€ This simple request is just one example of the millions of purchases made each day by digital assistants. As connected devices like Amazonโ€™s Alexa or Google Home become more mainstream, the very act of going to the store to buy batteries, for example, is becoming antiquated. But asโ€ฆ

Mobile Apps Help City Furniture Personalize the In-Store Shopping Experience
March 8, 2018 at 4:59 pm

In episode 134 of Total Retail Talks, recorded earlier this year at the National Retail Federation's Big Show in New York City, Steve Wilder, CFO and CIO of City Furniture, a South Florida-based furniture, mattress and home accessories retailer, discusses how the launch of three mobile apps has helped the company's store associates personalize andโ€ฆ

Retail Credit is a Powerful Driver of Loyalty Growth
March 8, 2018 at 12:31 pm

Retaining customers and winning repeat sales has never been more important as retailers face increasing competitive pressure. This is true now more than ever, since just a few retailers control such a large share of consumer shopping. The top 10 merchants generated 51 percent of revenues earned by all the brands on the National Retailโ€ฆ

Report: Amazon to Offer Checking Accounts for Customers
March 5, 2018 at 1:57 pm

Amazon.com is considering partnering with Wall Street's top banks in an effort to build a "checking account-like" product for customers, according to a report in Monday's Wall Street Journal. Reportedly, the online retailer is in early talks with financial institutions including J.P. Morgan and Capital One Financial Corp. to help launch the accounts, which would beโ€ฆ

Global Payment Trends Show Whatโ€™s Possible to Drive Sales in 2018
January 26, 2018 at 10:10 am

If thereโ€™s any reliable barometer for the picture of retail throughout the year, itโ€™s Black Friday โ€” the day retailers plan to bring in their biggest sales figures and customers in droves. At close of Black Friday last year, in-store sales were down less than 1 percent year-over-year, according to ShopperTrak, considerably better than theโ€ฆ

Private-Label Credit Program Builds Customer Base for Build.com
January 25, 2018 at 1:44 pm

As the largest online-only home improvement retailer, Build.com regularly had customers in search of big-ticket items needed to complete home remodels and updates. The challenge for the retailer was that many consumers couldnโ€™t afford to make the purchases without credit, and they ultimately went on to purchase from another retailer that could offer them creditโ€ฆ

Post-Holiday Consumer Spending and Trends
January 22, 2018 at 11:01 am

Since founding my payment technology company, Iโ€™ve been living and breathing payments trends in retail. Over the last five years or so, projections have been all over the place: Is Black Friday dead? Is anyone still going to malls? Do consumers feels safe using their credit cards? As of early December, the stock market wasโ€ฆ